How to Improve Your Credit Score Before Applying for a Loan
by When applying for a loan, a good credit score can save you money with lower interest rates and better terms. It’s crucial to take steps ahead of time to improve your score. Below are eight practical strategies to boost your creditworthiness before securing a loan. 1. Pay Your Bills on Time, Every Time Your payment history is the most significant factor in your credit score, accounting for 35%. Lenders assess …